Mortgage Financing & Legal Assistance

With offices in Toronto, Dubai and soon in Amman, Parsa Canada understands your mortgage is a big investment. That's why we take the time to understand your specific needs - so you get the best rate and mortgage product for your home, investment or commercial property.

Whether you're employed, self-employed, new to Canada, or require 100% financing, we have the perfect mortgage solution for you. We're committed to helping you purchase your new home, business, rental property or refinance your existing mortgage – even when other mortgage brokers can't.

Our well-established relationships with major lenders – including Canada's four major banks – and affiliation with Invis, Canada's largest mortgage brokerage, ensures you receive the best mortgage products and rates in the industry. 

Refinance Your Mortgage

Typically home refinancing is done when you have a mortgage on your current home and apply for a second mortgage to pay off the first mortgage.  When considering a home refinancing, it is important to first determine whether your interest savings will exceed the fees you pay to refinance. At Parsa Canada, our mortgage specialist will consult you to offer the best possible options available to ensure you get the best rate.

Self-Employed

Business for self financing allows clients who cannot provide traditional income verification, such as the self-employed or 100% commissioned salespeople, to qualify for a high ratio mortgage for purchase or refinance purposes. The properties must be owner occupied with a maximum of two units. 

Commercial Mortgages

A commercial mortgage is designed for businesses and investors who wish to purchase or refinance income producing, commercial properties. With competitive interest rates and a network of mortgage specialists we are committed to finding solutions meeting the individual needs of each customer.

Mortgage Solutions

Residential Mortgage

If you are ready to close on your next home, let us arrange the mortgage financing on your behalf.  With electronic access to over 60 lenders we will ensure that you receive the best rate for the product of your choice, usually within 24 hours!

First Time Buyer

Are you a first-time buyer?  If so, The residential property you are about to purchase is probably the largest single purchase, and biggest investment decision you have had to make in your life so far.  Let us help you through the confusing maze of lender options, terminology and mortgage documentation.

Debt Consolidation

Have you hit a credit crunch?  Need additional financing for home improvement? Debt consolidation? High interest debt on credit cards can create a lot of stress.  If you are finding there is more month than money, then perhaps it's time to review your debt situation and consolidate your high interest debt into one low manageable monthly payment.

Equity Take-Out

If you have been living in your home over the past 5 years, you have probably had your net worth increase by a substantial amount.  The problem is that net worth is not very liquid.  If you are ready to invest in your own small business, or you need to fund your daughter's university tuition, your home equity can be a ready source of cash to finance your dreams.

Mortgage RenewalIs

Is your mortgage up for renewal?  Do you want to be sure you are getting the absolute best mortgage rate in the market today, the rate you deserve?  Contact us today!

Home Owner Line of Credit

We can arrange a convenient secured line of credit at very competitive rates secured against your residential property.

Business for Self

Business for self financing allows clients who cannot provide traditional income verification, such as the self-employed or 100% commissioned salespeople, to qualify for a high ratio mortgage for purchase or refinance purposes.

Refinance your home

Allows you to access up to 90% of your home's current value; freeing up your cash for a variety of needs.

New to Canada

Allowing those who have immigrated or relocated to Canada to own their first home with as little as 5% down.

Draw Mortgages

Allows residential home builders and individual homebuyers to take advantage of insured progress advances while the property is being built.

Commercial Projects

We have a number of both institutional and private lenders in our network that are available to fund commercial real estate projects in Ontario.